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Staks · Field Notes

Money, tax &
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Latest from the field

24 articles
Business guides

Agency cash flow in the Gulf (2026): how to stop funding your clients

A cash-flow guide for UAE and Saudi agencies: advance billing, deposits, media pass-through, the payroll deadline, and a 13-week forecast you can actually maintain.

Business guides

How to pay agency commissions in the Gulf (2026): rules, rates and the books

A practical guide to sales commission at a UAE or Saudi agency: what to pay on, when it is earned, VAT and gratuity treatment, and how to keep it out of a spreadsheet.

Comparisons

The best accounting software in Saudi Arabia (2026): an honest comparison

Accounting software for Saudi SMEs compared on ZATCA Phase 2 clearance, Arabic, SAR pricing and what each tool actually does — including where Staks does not fit.

Business guides

Retainer vs project pricing for a Gulf agency (2026): which one to use, and when

How UAE and Saudi agencies should choose between retainers, project fees, value pricing and performance deals — with margin maths, VAT timing and switching advice.

Tax & compliance

UAE tax invoice requirements (2026): every mandatory field, with a checklist

UAE tax invoice rules under Article 59: full vs simplified invoices, the AED 10,000 line, the 14-day deadline, foreign currency, and the AED 2,500 penalty.

Tax & compliance

Payroll and WPS in the UAE (2026): the new 1st-of-the-month salary rule

UAE payroll guide for small companies: the Ministerial Resolution 340 of 2026 wage deadline, the 85% rule, exemptions, gratuity, and the records to keep.

Tax & compliance

ZATCA Wave 25 (SAR 187,500): what a small Saudi business must do before 1 February 2027

ZATCA Phase 2 Wave 25 guide: who is caught by the SAR 187,500 threshold, what integration actually requires, the cost, and a month-by-month plan.

Comparisons

The best accounting software for agencies in the UAE and Saudi Arabia (2026): what a marketing, design or creative agency actually needs

Accounting software for agencies in the UAE and Saudi Arabia, compared honestly: retainers, project costs, commissions, VAT and e-invoicing, with AED and SAR pricing.

Business guides

How to invoice agency clients in the Gulf (2026): retainers, milestones, and getting paid on time

Agency invoicing in the UAE and Saudi Arabia: how to bill retainers, milestone projects and media spend with the right VAT, payment terms that work, and a chase sequence that gets you paid.

Business guides

How to track project and client profitability at a small agency (2026), without timesheets

Agency profitability guide for the Gulf: how to see margin per project and per client from your invoices, freelancer bills, expenses and payroll, with AED and SAR examples and no time tracking.

Tax & compliance

UAE VAT registration for small businesses (2026): thresholds, deadlines, and the AED 10,000 mistake

UAE VAT registration explained for small businesses: the AED 375,000 threshold, the 30-day deadline, voluntary registration, and how to avoid the AED 10,000 penalty.

Business guides

How to chase late payments in Dubai: payment terms, reminders, and what the law lets you do

A practical guide for Dubai SMEs and freelancers on late payments: payment terms that work in the Gulf, a reminder sequence that gets replies, and where the law stands.

Freelancer guides

How to invoice as a freelancer in Saudi Arabia (2026): the freelance document, VAT at SAR 375,000, and ZATCA

Freelancer invoicing in Saudi Arabia explained: the HRSD freelance work document, the SAR 375,000 VAT threshold, ZATCA e-invoicing, and what a compliant invoice must show.

Business guides

Accounting software for Lebanese businesses (2026): what to look for when your books live in USD and LBP

Choosing accounting software in Lebanon in 2026: dual-currency USD and LBP books, 11% VAT, the LBP 5 billion registration threshold, quarterly filing, and fresh-dollar reality.

Comparisons

QuickBooks alternatives in the UAE (2026): 5 options compared for VAT, pricing, and local support

Looking for a QuickBooks alternative in the UAE? Five options compared on FTA VAT handling, e-invoicing readiness, AED billing, Arabic, and price, with honest trade-offs.

Product updates

Meet Staks: invoices, expenses, and real accounting in one place — built for MENA

Staks is all-in-one business management software for MENA SMEs and freelancers — invoicing, expenses, real accounting, CRM, and an AI agent in one place.

Comparisons

The best accounting software for small businesses in the UAE (2026)

Best accounting software for UAE small businesses in 2026, compared honestly: Staks, Wafeq, Zoho Books, Qoyod, QuickBooks, Xero — pricing, VAT, e-invoicing readiness.

Product updates

Can AI do your bookkeeping? What an AI accountant can and can't do in 2026

AI bookkeeping in 2026, explained honestly: what an AI accountant automates today — receipts, imports, drafting, questions — and what still needs a human.

Tax & compliance

UAE e-invoicing: what small businesses need to know before July 2027

UAE e-invoicing explained for SMEs — the pilot-to-mandate timeline, how the Peppol DCTCE model works, what an Accredited Service Provider is, and a readiness checklist.

Freelancer guides

Do freelancers pay corporate tax in the UAE? Thresholds, relief, and deadlines (2026)

UAE corporate tax for freelancers — the AED 1M turnover test, the 0% band to AED 375,000, Small Business Relief now extended to 2029, and the records you must keep.

Tax & compliance

ZATCA e-invoicing for small businesses: the plain-language guide (2026)

ZATCA e-invoicing explained for small Saudi businesses: Phase 1 vs Phase 2, the Wave 24 and 25 deadlines, QR codes, and a six-step readiness plan.

Business guides

Running your books in USD and LBP: accounting for Lebanese businesses in 2026

Accounting in Lebanon in 2026: fresh-dollar pricing, the 89,500 LBP rate, 11% VAT filings, and dual-currency double-entry books that actually work.

Business guides

How to track business expenses without a bookkeeper (receipts, VAT, and AI)

A practical expense-tracking system for GCC small businesses and freelancers: valid tax invoices, simple categories, capture habits, and AI receipt extraction.

Business guides

Quote, proforma, or invoice? What to send and when — a Gulf SME guide

Quote vs proforma vs tax invoice vs credit note: what each document does, which ones matter for VAT in the UAE and Saudi Arabia, and when to send them.